Workers Compensation Insurance provides benefits for independent contractors and employees of companies within the United States. Coverage includes wage reimbursement — full or partial, medical and rehabilitation services and, in the event of a fatality, death benefits for surviving family members. The eligibility requirements, compensation and claims procedures are different for each state. If you are starting your own business, learn how to obtain Workers Compensation insurance.
Research your state’s Workers Compensation laws. See link in Resource Section. Follow the laws of the state where operations are based.